HB 2393

Abstract

Removes option to elect, for uninsured motorist coverage, coverage limits that fall below coverage limits applicable to personal injury protection benefits.] Specifies order in which coverage under motor vehicle insurance policies, other than insured's primary policy, applies to compensate for bodily injury or death of insured.] Includes motor vehicle used as public or livery conveyance within definition of private passenger motor vehicle for purposes of requiring personal injury protection benefits under motor vehicle liability policy.] Requires transportation network company and taxi company to provide motor vehicle liability insurance policy with personal injury protection benefits to each driver who operates personal motor vehicle in affiliation with transportation network company or taxi in affiliation with taxi company. Specifies that personal injury protection benefits must, at all times during which driver operates personal motor vehicle in affiliation with transportation network company or taxi in affiliation with taxi company, cover driver of personal motor vehicle or taxi, any passengers that occupy personal motor vehicle or taxi and pedestrians that are struck by personal motor vehicle or taxi. Permits insurer to exclude from motor vehicle liability insurance policy for private passenger motor vehicle any coverage, including personal injury protection benefits, for loss or injury that occurs while driver is operating private passenger motor vehicle to provide transportation services for compensation in affiliation with transportation network company. Specifies exclusions for personal injury protection benefit coverage.